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Government involvement also served in the 2008 fiscal crisis. The crisis pressured a federal takeover of Fannie Mae because it missing billions amid substantial defaults, though it returned to profitability by 2012.
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Feasible prepayment penalties—A prepayment penalty is undoubtedly an settlement, most likely described in the property finance loan deal, among a borrower plus a mortgage loan lender that regulates what the borrower is allowed to pay back and when. Penalty amounts are usually expressed as being a percent on the remarkable harmony at time of prepayment or possibly a specified variety of months of curiosity.
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